North Dakota Paycheck Calculator
Estimate your take-home pay after taxes and deductions
✅ Updated with 2026 federal & North Dakota tax brackets · Last checked September 2026
About This Calculator
This calculator helps you estimate your net pay after federal and North Dakota state taxes, as well as other common deductions. Enter your income details and deductions to see a breakdown of your paycheck.
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North Dakota State Income Tax Brackets (2026)
North Dakota has one of the lowest state income tax rates in the country — just three brackets, and a 0% bracket that covers most lower and middle incomes. There are no city or county income taxes anywhere in the state.
| Filing Status | 0% Bracket | 1.95% Bracket | 2.50% Bracket |
|---|---|---|---|
| Single | Up to $48,475 | $48,475 – $244,825 | Over $244,825 |
| Married Filing Jointly | Up to $80,975 | $80,975 – $298,075 | Over $298,075 |
| Head of Household | Up to $64,950 | $64,950 – $271,450 | Over $271,450 |
Brackets apply to your federal taxable income (after the standard deduction), which is also North Dakota’s starting point for state tax.
2026 Federal Tax Brackets (used in this calculator)
| Rate | Single | Married Filing Jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
2026 standard deduction: $16,100 (single), $32,200 (married filing jointly), $24,150 (head of household). Source: IRS Rev. Proc. 2025-32.
Worked Examples: North Dakota Take-Home Pay
Single filer, standard deduction, no pre-tax deductions, paid bi-weekly:
| Annual Gross | Federal Tax | ND State Tax | FICA | Annual Net Pay |
|---|---|---|---|---|
| $40,000 | ~$2,388 | $0 | ~$3,060 | ~$34,552 |
| $60,000 | ~$5,020 | $0 | ~$4,590 | ~$50,390 |
| $75,000 | ~$7,670 | ~$203 | ~$5,738 | ~$61,389 |
| $100,000 | ~$13,354 | ~$1,051 | ~$7,650 | ~$77,945 |
Estimates only — use the calculator above for a figure based on your exact pay frequency and deductions.
North Dakota vs. Neighboring States (Single Filer, $75,000 Salary)
| State | Approx. State Tax | Approx. Net Pay |
|---|---|---|
| South Dakota | $0 (no income tax) | ~$61,592 |
| North Dakota | ~$203 | ~$61,389 |
| Montana | ~$1,890 | ~$59,502 |
| Minnesota | ~$2,270 | ~$59,122 |
If you live in Minnesota or Montana but work in North Dakota, you can file Form NDW-R with your employer to be exempt from ND withholding and pay income tax only to your home state instead — this reciprocity agreement prevents double taxation for cross-border commuters.
Frequently Asked Questions
What is the North Dakota state income tax rate for 2026?
Three brackets: 0% up to $48,475 (single) / $80,975 (married), 1.95% up to $244,825 (single) / $298,075 (married), and 2.50% above that.
Does North Dakota have local or city income taxes?
No. Only federal income tax, North Dakota state tax, and FICA are withheld from your paycheck.
What is the minimum wage in North Dakota?
$7.25/hour, matching the federal minimum. Tipped employees can be paid $4.86/hour in direct cash wages as long as tips bring total pay to at least $7.25/hour.
How much is $60,000 a year after taxes in North Dakota?
Roughly $50,400/year for a single filer — taxable income after the standard deduction stays under $48,475, so no ND state tax is owed.
What is the Social Security wage base for 2026?
$184,500. Earnings above that are subject only to the 1.45% Medicare tax, which has no cap.
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Disclaimer
This calculator provides estimates only and should not be considered tax advice. Actual tax amounts may vary. Consult with a tax professional for personalized advice.
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